Joel Richardson, Austin Mortgage Lender
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Review Highlights
“Responsive, thoughtful, and even worked nights and weekends to make sure I was comfortable with the process.” in 2 reviews
“He even showed up at our closing to help explain our final HUD statement and future mortgage payments.” in 2 reviews
“We were able to close escrow 10 days early because of their expertise, organization, and excellent communication skills.” in 2 reviews
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About the Business
Business owner information
Joel R.
Austin mortgage lender, Joel Richardson, is a PrimeLending Branch Manager, NMLS: 136881. At PrimeLending, we are Home Loans Made Simple®. We've helped people buy, refinance and renovate their homes for three decades. Our loan officers provide personal attention and support every step of the way. We have straightforward processes and user-friendly mobile applications to stay in touch and keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. You can choose from a wide array of loan products to match your financial situation and goals. Fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation program are available. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal Equal Housing Lender
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Recommended Reviews
Overall rating
11 reviews
5 stars
4 stars
3 stars
2 stars
1 star
- Neetika B.Austin, TX2610Mar 26, 2022
Couldn't have asked for a better loan partner. Joel is simply the best. Do yourself a favor, and go with this team!
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Joel R.
Dec 28, 2023
Neetika, my team, and I are grateful you took the time to share your experience as your Austin mortgage lender with us! It means a lot to have great customers like you recommending us as the Austin home loan go-to. We look forward to helping you again!
- Tiffany M.Austin, TX0105Oct 17, 2019
Joel and his team are absolutely the best. Period. We had such an amazing experience! As first-time home buyers, it can be tough to navigate the home buying process. Even with a low appraisal and survey delays they made the process such a breeze and worked us through each step. They were readily available if we had any questions or concerns and the fact that we could do most of the communication digitally made it so much easier. We really cannot say enough about how great this team is, there's a reason they are rated so highly!!
Helpful 0Thanks 0Love this 0Oh no 0 - Nick T.Austin, TX04Jan 30, 2018
Joel and his team are the best financing team I've ever worked with. I was new to the area and I feel so fortunate to have found a team I could trust.
We funded a week earlier than expected, they were extremely responsive, they're nice and above all, they problem solve with the best of them. Joel himself was at my signing where he fielded all kinds of specific questions. I cannot give Joel and his team a higher recommendation. Amazing service. Thank you, Joel!Helpful 0Thanks 0Love this 0Oh no 0Business owner information
Joel R.
Feb 1, 2018
Thanks for the kind words, Nick! You were a great client & we look forward to helping you again. We wish you many happy years in your new home here in Austin.
- Jay C.Pasadena, CA0213Jul 1, 2015
Excellent communication, easy transaction.
My husband and I purchased a duplex in Austin, and although we live in California, it was the easiest loan process and escrow coordination we've had.
Joel and his team tell you what they need, you give it to them, and they move forward really quickly.
They have some sort of system which updates you with emails every step of the process so you never have to wonder if you've missed something, or that they have forgotten about you.
We were able to close escrow 10 days early because of their expertise, organization, and excellent communication skills.
Would highly recommend Joel Richardson and his team.Helpful 0Thanks 0Love this 0Oh no 0 - Rob S.Seattle, WA08May 14, 2018
Joel's a straight shooter and he knows his business. We got the property we wanted quickly and with outstanding service. I would recommend Joel and his team to anyone. -Thanks for the hard work!
Helpful 0Thanks 0Love this 0Oh no 0 - Nick B.Austin, TX150Jul 17, 2015
thank you very much for all you personally did, as well as your staff, with regards to helping us through this process!
We are very happy, and so thrilled that we were able to pull this off in 30 days. We appreciate how hard you worked, and we are elated that we bought this house.
Although I am ready to not go through the process again for a while (hahaha) Prime Lending was very easy to communicate with and that didn't go unnoticed!Helpful 0Thanks 0Love this 0Oh no 0 - Autumn M.Koreatown, Manhattan, NY1775Aug 9, 2016
Joel and team were awesome. Responsive, thoughtful, and even worked nights and weekends to make sure I was comfortable with the process. Defintely recommend.
Helpful 0Thanks 0Love this 0Oh no 0 - Nathan T.Boise, ID366913Jun 17, 2015Updated review
So after moving to Boise and briefly attempting to deal with mortgage related issues with local folks supposedly in the same business as Joel (they were clueless), I decided I would continue to work with Joel from a distance of over 1,500 miles away. Made me realize he was and is the best. Always has good advice, never says that's not possible, and doesn't blow smoke up your butt.
Helpful 1Thanks 0Love this 1Oh no 0Oct 19, 2012Previous reviewSo Joel's business motto is "prompt, reliable, no bull service". I have used Joel for 2 new mortgages and a refi, and he really lives up to that motto. When looking for a mortgage, I want a fair interest rate and to know time deadlines are going to be met without some lame excuse. Joel provides both.
- Richard O.Austin, TX484Sep 7, 2015
Joel came highly recommended by our realtor. Even after we compared three others, he came out on top because of his speedy service and friendliness. Joel was super responsive in his emails and made the process go so smoothly and quickly. He consistently gave us updates on our loan and answered any questions we had no matter how big or small. We closed on our first home in 30 days (we could've had an early closing, but the sellers needed to stick to their scheduled closing date to finish packing). He even showed up at our closing to help explain our final HUD statement and future mortgage payments. We highly recommend Joel if you want to have a smooth closing and get it done as soon as possible.
Helpful 0Thanks 0Love this 1Oh no 0 - Eguonor B.San Francisco, CA17Jan 21, 2015
This was my third loan with Joel and team and I can honestly say there is no other Loan Officer in Austin I'd rather work with, both for personal and investment property loans - refi's or new purchases. This transaction, like a previous one, closed during the holiday time - yet Joel & team were always available to ensure an accurate, timely, and "No Bull" closing. One reason I will always go back to Joel is that he takes the time to understand my unique situation and needs and is always willing to give advice while I investigate finance decisions for my property portfolio. Thanks Joel
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Joel R.
Jan 27, 2015
Eguanor, It is always a pleasure to help you. I am honored to be a trusted, knowledgeable and reliable resource for your home financing needs. Thanks for your great review!
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